Website Disclaimer

The information provided on this website, bccapital.com.au, is published by Banh & Co. Capital Pty Ltd (ABN 41 695 694 494) for general information purposes only.

General Information Only

All content on this website, including articles, calculators, guides, newsletters, case studies, and any other material, is general in nature. It does not take into account your personal objectives, financial situation, or needs, and does not constitute personal financial, credit, legal, taxation, or investment advice.

Before acting on any information provided on this website, you should consider its appropriateness having regard to your own objectives, financial situation, and needs, and seek advice from a licensed professional where appropriate.

Credit Representative Authorisation

Banh & Co. Capital Pty Ltd is a credit representative (Credit Representative Number 572405) of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.

We are authorised under the National Consumer Credit Protection Act 2009 (Cth) to provide credit assistance in relation to residential home loans, commercial loans, and other consumer and business credit products, within the scope of our authorisation.

Lender Panel

We work with a panel of selected lenders. We do not represent every lender or every loan product available in the Australian market. The loan options we recommend are limited to those offered by the lenders on our panel and to products for which we are accredited at the time of your application.

A list of the lenders on our panel is available on request.

No Guarantee Of Approval

Any reference on this website to loan products, interest rates, borrowing capacity, or loan approval is indicative only and is subject to:

• Full loan application and assessment
• Satisfaction of the relevant lender's credit criteria and policies
• Verification of your identity, income, expenses, assets, and liabilities
• Valuation of any security property
• Any other terms and conditions applied by the lender

Interest rates, fees, charges, and lender policies are subject to change without notice. Any calculators on this website are tools to illustrate scenarios only and do not constitute a loan offer or quote.

Jurisdiction

This website is directed at residents of Australia. We do not make any representation that the information on this website is appropriate for use in any other jurisdiction. If you access this website from outside Australia, you do so at your own risk.

The laws of the State of Victoria, Australia, govern this website and any use of it. If a dispute arises in relation to this website, you agree that the courts of Victoria have exclusive jurisdiction.

Accuracy Of Information

We take reasonable care to ensure that the information on this website is accurate at the time of publication. However, we do not warrant the accuracy, completeness, or currency of any information, and we are not liable for any loss or damage suffered as a result of relying on information published on this website.

Articles, case studies, and market commentary reflect views and conditions at the time of writing. Lender policies, interest rates, government schemes, tax settings, and property market conditions change regularly. Always seek up to date information before making a decision.

Third Party Links And Referrals

Our website may contain links to third party websites and may refer to third party products or services. We provide these links and references for convenience only. We do not endorse, and are not responsible for, the content, products, services, or privacy practices of any third party website or provider.

Any dealings you have with a third party are between you and that party. We accept no liability for any loss or damage arising from those dealings.

Testimonials And Case Studies

Any testimonials, reviews, or case studies published on this website reflect the individual experiences of the client and may not be typical. Past outcomes are not a reliable indicator of future outcomes. Loan approvals, settlement timeframes, and savings depend on individual circumstances and are not guaranteed.

Intellectual Property

All content on this website, including text, graphics, images, logos, and design, is owned by Banh & Co. Capital Pty Ltd or used under licence, and is protected by Australian and international copyright and trademark laws. You may view and print content for personal, non-commercial use. Any other use requires our prior written permission.

Limitation Of Liability

To the maximum extent permitted by law, Banh & Co. Capital Pty Ltd excludes all liability for any loss or damage (including indirect, consequential, or economic loss) arising out of or in connection with your access to or use of this website, the information published on it, or any action or decision taken in reliance on that information.

Nothing in this disclaimer excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by the Australian Consumer Law or any other law that cannot lawfully be excluded.

Complaints And Dispute Resolution

If you have a concern or complaint, please contact us first so we have the opportunity to resolve it. Contact details are provided below.

If your complaint is not resolved to your satisfaction, you may refer it to:

Privacy

Our handling of personal information is governed by our Privacy Policy.

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