It's a structured 30-minute conversation - no paperwork, no commitments, no pressure. We'll cover where you're currently at financially, what you're trying to achieve, and what your best next move looks like. You'll leave with a clear picture of your options and a practical sense of what's possible.

Not at all. Many clients come to us before they've saved a full deposit, found a property, or spoken to anyone. In fact, the earlier you start, the more we can do to position you well before you actually need to move. There's no minimum threshold - just bring where you're at and we'll work from there.

In most cases, yes. Based on what you share during the call, we can give you a strong indication of your borrowing capacity and what lenders are likely to say. If we need more detail, we'll tell you exactly what's required and turn around a proper assessment promptly after - usually within 24-48 hours.

That's actually the ideal time to talk. Clients who plan ahead with us are consistently better positioned when it matters. We can help you structure your savings, review your debts, and make sure nothing surprises you when you're ready to move. Early conversations tend to produce the best outcomes.

None. There's no cost to you at any stage - our service is paid by the lender when a loan settles, not by you. The strategy session is simply a chance to understand your situation and see if we're a good fit. You're under no obligation to proceed, and there's no hard sell.